Privacy Notice

In keeping with federal law, financial institutions are required to disclose their privacy policies and practices to consumers who purchase their products and services primarily for personal, family or household purposes.

Collection of Information
We gather personal information about you in order to provide you with our products and services. The personal information we obtain comes primarily from you, the customer, starting with the information you provide on your application, order for an investment product or when you request other services from us. We seek to collect and use only information that is necessary or appropriate for the needs of our business. This may include information related to your finances, income, employment, investments and investment objectives. If you seek to purchase an insurance product or service through us, we may also receive information about your health and other factors needed by the insurer for that purpose.

Disclosure of Information
Whether you are a current or former customer, we do not disclose nonpublic personal information about you to third parties, other than as required or allowed by law or as authorized by you. For example, we do not sell customer lists. Nor will we disclose information about you to anyone else unless we have a legitimate business purpose or need, where confidentiality is maintained, or unless you authorize us or we are compelled by law to make such a disclosure. Examples of legitimate business purposes would include:

sharing personal information with another broker/dealer for purposes of completing your requested transaction.
submitting information to our transfer agent, fund accountant or dividend disbursement agent.
sharing information with other service providers who distribute legally required documents such as prospectuses, annual reports and proxy statements.

The parties with whom we share information may not further disclose it unless permitted or required by law.

Protecting Confidentiality of Customer Records
We maintain physical and electronic controls of our files and computer records to carefully safeguard the nonpublic personal information we have gathered relating to our customers. Customer files or records are only made available to our personnel or representatives who need such access in the normal course of our business.

Affiliates
This notice covers the following affiliates in addition to The O.N. Equity Sales Company: Ohio National Equities, Inc. (a broker/dealer) and our subsidiaries, including O.N. Investment Management Company and Ohio National Insurance Agency, Inc.

Please direct any questions or inquiries to: Corporate Communications, Ohio National Financial Services, One Financial Way, Cincinnati, Ohio 45242. 513.794.6100.